#1 service for individuals with past-due debt

Get your financial freedom back.

Why people work with Settle ASAP

01 — Low Settlement

We settle for 80% or less of the outstanding debt. The earlier you get in touch to settle, the higher the discount. We make settling a financially manageable process, not a budget hell.

02 — Flexible Payments

We offer payment plans as short as 1 payment and as long as 18 months. We’re flexible so long as you honor your commitment to settle with us. When the time comes for your payment, you can use your dedicated payment link to pay via credit card, debit card, ACH, wire, certified check, or PayPal. You have options.

03 — Positive Credit Reporting

We love nothing more than to help you increase your credit when you repay your debt. Once you make your last settlement payment, we work with the bureau to help you further. It’s a win-win.

04 — Dedicated Team Member

Say goodbye to 888 numbers where you are transferred from one careless person to another. With Settle ASAP, you communicate with your dedicated Settlement Partner from start to finish. You choose to communicate with us via calls, emails, or text messaging.

Rely on Settle ASAP to guide you through the process

More than just a settlement service.